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FundingPips Pakistan Review 2026 — 95% Profit Split, Halal & No Deadline

FundingPips offers Pakistani traders one of the highest profit splits in the prop industry at 95%, with unlimited challenge time and bi-weekly Deel/USDT payouts. Here is everything you need to know.

TM

Tariq Mahmood

Senior Forex Trader & Pakistan Market Analyst

Published 2024-06-01

Updated June 2026

Forex Trading Risk — Pakistani Traders

Most Forex brokers reviewed on this site are offshore platforms not regulated by the SECP or SBP. Trading Forex through offshore brokers from Pakistan may be inconsistent with SBP foreign exchange regulations. Retail Forex trading on international brokers carries both financial risk (you can lose your capital) and regulatory risk (potential legal implications under Pakistani exchange control laws). Consult a financial adviser before depositing funds.

FundingPips Overview — Why Pakistani Traders Choose It

FundingPips is a Dubai-based proprietary trading firm that has rapidly become one of the most popular prop firms among Pakistani traders. Founded in 2022, it offers one of the industry's highest profit splits at up to 95%, combined with an unlimited challenge time limit that removes deadline pressure entirely — a feature particularly valued by Pakistani professionals balancing trading with full-time employment.

The firm operates on a static drawdown model: your maximum drawdown limit (10%) and daily drawdown limit (5%) are calculated from your initial account balance, not from your peak equity. This is trader-friendly compared to trailing drawdown models, as losses taken early do not permanently reduce your future trading room.

FundingPips account sizes range from $6,000 to $200,000. Pakistani traders most commonly begin with the $25,000 or $50,000 challenge, paying $149 and $279 respectively — affordable entry points for a professional evaluation with serious capital potential.

How to Register on FundingPips from Pakistan

  1. Visit FundingPips via our affiliate link and click Register.
  2. Enter your name, email, and create a password. No identity verification required at registration.
  3. Select your challenge account size ($6K–$200K) and account type (2-phase evaluation).
  4. Pay the challenge fee via Visa/Mastercard, USDT, or Wise. Most Pakistani bank cards work — if declined, use Wise or USDT.
  5. Receive your MT5 credentials within 24 hours and begin trading.

Payment Tip for Pakistani Traders

If your Pakistani bank card is declined at checkout, load a Wise account with USD (available via Sadapay or Nayapay international cards) and pay via Wise. Alternatively, send USDT (TRC-20) directly — FundingPips confirms crypto payments within 15–30 minutes.

FundingPips Challenge Rules & Account Sizes

ParameterPhase 1Phase 2Funded Account
Profit Target8%5%No target
Max Drawdown10% (static)10% (static)10% (static)
Daily Drawdown5%5%5%
Min Trading Days5 days5 daysNone
Time LimitUnlimitedUnlimitedUnlimited
Profit SplitUp to 95%

The unlimited time limit is the standout feature for Pakistani traders working full-time jobs. You can take 30–45 days to pass Phase 1 conservatively, trading the London-New York overlap session (5–9 PM PKT) without any deadline pressure. The 5-day minimum simply ensures statistical consistency in your trading.

Is FundingPips Halal for Pakistani Traders?

FundingPips is considered permissible by many Pakistani Islamic scholars for the following reasons:

  • Swap-free trading: FundingPips allows traders to request Islamic/swap-free account conditions, eliminating overnight riba (interest) charges entirely.
  • Mudarabah profit structure: The 95% profit split resembles an Islamic mudarabah silent partnership, where one party provides capital and the other provides trading skill, sharing profits by agreement.
  • No interest borrowing: You are not borrowing capital on interest. The challenge fee is a service payment — a one-time cost for the evaluation service, not a loan.
  • Systematic trading requirement: FundingPips evaluates systematic, analytical trading over multiple days — distinguishing it from maysir (gambling).

FundingPips Payouts & Withdrawals for Pakistani Traders

FundingPips pays bi-weekly (every two weeks from your first payout date) via the following methods available to Pakistani traders:

  • Deel: The most popular option. Deel converts USD profit splits to PKR and deposits directly to your Pakistani bank account (HBL, Meezan, UBL, etc.) within 1–3 business days.
  • USDT (Crypto): Immediate transfer to your crypto wallet. Convert to PKR on Binance P2P at market rates without intermediary bank delays.
  • Bank Wire (SWIFT): Available for larger amounts. Subject to SBP conversion at official exchange rates. Processing time: 3–5 business days.

The minimum payout amount is $50. There are no withdrawal fees charged by FundingPips — any fees are charged by the payment provider (Deel, exchange, or bank). On a $25K funded account with a 2% monthly return, your 95% profit split generates approximately $475 per month — around Rs. 133,000 at current rates.

Trading Platform & Instruments on FundingPips

FundingPips exclusively uses MetaTrader 5 (MT5) — the industry's most advanced retail trading platform. MT5 is available as a desktop application for Windows/Mac, mobile app for Android/iOS, and web terminal accessible from any browser. Pakistani traders with stable internet (3G/4G or PTCL fiber) report no execution issues.

Available instruments include: 40+ forex pairs (including all majors, minors, and some exotics),global indices (US30, SPX500, NAS100, UK100), commodities (Gold, Silver, Oil), and selected cryptocurrencies. Gold (XAUUSD) is a particularly popular instrument among Pakistani prop traders due to its strong trend characteristics.

FundingPips vs Other Prop Firms for Pakistan

1FundingPipsThis firm
4.5
SplitUp to 95%
Max DD10%
Scaling✓ Yes
Accounts$6K -- $200K
Ph.1 Target8%
Fee Refund✗ No
2FundedNext
4.5
SplitUp to 95%
Max DD10%
Scaling✓ Yes
Accounts$6K -- $200K
Ph.1 Target10%
Fee Refund✓ Yes
3Blue Guardian
4.3
SplitUp to 85%
Max DD10%
Scaling✗ No
Accounts$10K -- $200K
Ph.1 Target8%
Fee Refund✗ No
4GOAT Funded Trader
4.2
SplitUp to 90%
Max DD12%
Scaling✓ Yes
Accounts$5K -- $200K
Ph.1 Target10%
Fee Refund✗ No
5AquaFunded
4.2
SplitUp to 95%
Max DD10%
Scaling✓ Yes
Accounts$5K -- $200K
Ph.1 Target10%
Fee Refund✗ No
6Moneta Funded
4.0
SplitUp to 90%
Max DD10%
Scaling✗ No
Accounts$10K -- $200K
Ph.1 Target8%
Fee Refund✗ No
7Upcomers
4.0
SplitUp to 90%
Max DD10%
Scaling✓ Yes
Accounts$5K -- $200K
Ph.1 Target8%
Fee Refund✗ No
8Funding Traders
4.0
SplitUp to 90%
Max DD10%
Scaling✓ Yes
Accounts$5K -- $100K
Ph.1 Target10%
Fee Refund✗ No
9City Traders Imperium
4.3
SplitUp to 100%
Max DD10%
Scaling✓ Yes
Accounts$2.5K -- $100K
Ph.1 Target8%
Fee Refund✓ Yes

⚠ Affiliate disclosure: links above may earn us a commission at no extra cost to you. All figures subject to change — verify current terms on each firm's website before purchasing.

Frequently Asked Questions

Frequently Asked Questions

Yes. FundingPips has been operating since 2022 and has paid out millions of dollars to traders globally, including a significant Pakistani trader community. They use a transparent static drawdown model and have no documented record of unjustified account terminations. Verify your challenge rules carefully before trading.
FundingPips allows swap-free trading conditions on request, eliminating overnight riba (interest). The profit split structure resembles an Islamic mudarabah partnership. The challenge fee is a service payment, not a loan or interest instrument. Most Islamic scholars who permit systematic forex trading consider this model permissible, but consult your own religious authority for a personal ruling.
FundingPips is an international prop firm accessed via the internet. The challenge fee is treated as an international service payment. Receiving prop firm payouts in foreign currency falls under FERA 1947 regulations — declare foreign income to FBR where applicable. There is no specific SECP or SBP prohibition on participating in international funded trader programs.
Pakistani traders can pay via international Visa/Mastercard (most Pakistani bank cards work), USDT (TRC-20 or ERC-20), or Wise virtual card loaded with USD. If your bank card is declined, a Wise account with USD is the most reliable alternative. Cryptocurrency payment is always accepted and processed instantly.
FundingPips pays out bi-weekly via Deel (converts USD to PKR and deposits to your Pakistani bank account), USDT (instant, convertible to PKR via Binance P2P), or bank wire. Deel is the most popular option among Pakistani prop traders for its direct PKR deposit capability.
FundingPips has no time limit on their challenge phases. The Phase 1 target is 8% profit with a 10% max and 5% daily drawdown limit, and minimum 5 trading days. At a conservative 0.5%–1% daily profit target, most disciplined traders pass Phase 1 in 10–20 days. Phase 2 requires 5% target with the same drawdown rules, typically completed in 7–14 days.
TM

Tariq Mahmood

Senior Forex Trader & Pakistan Market Analyst

Trading since 2012

Last updated

June 2026

Lahore-based retail Forex trader since 2012. Specializes in price action, gold analysis, and Sharia-compliant trading configurations.

Forex TradingPrice Action AnalysisGold (XAUUSD) TradingIslamic/Swap-Free Accounts

Forex Trading Risk — Pakistani Traders

Most Forex brokers reviewed on this site are offshore platforms not regulated by the SECP or SBP. Trading Forex through offshore brokers from Pakistan may be inconsistent with SBP foreign exchange regulations. Retail Forex trading on international brokers carries both financial risk (you can lose your capital) and regulatory risk (potential legal implications under Pakistani exchange control laws). Consult a financial adviser before depositing funds.